What is Kai-Zen?

Kai-Zen is a strategy that helps you maintain your current lifestyle with an index life insurance policy that provides death benefit protection and living benefits in the event of a chronic illness, or premature death, or to potentially supplement your retirement savings. Protecting your ability to earn is critical to ensuring that you will be able to save for retirement. Due to limitations, traditional retirement plans are typically insufficient for high-income earners. If you want the potential to maintain your lifestyle in retirement, you need a proactive strategy that puts more money toward helping to protect
your future without putting a drain on your current finances. 

Kai-Zen is one of the ONLY strategies that use leverage to help you acquire more of the insurance benefits you need to financially protect yourself and your family. Kai-Zen’s unique fusion of financing and life insurance offers you more death benefits and helps supplement retirement more than you
could without leverage.

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Why using leverage is smart

We have all used leverage to purchase a nicer house or to buy a better car. The Kai-Zen® Strategy uses leverage for the potential to accumulate more growth & obtain more protection, while providing the ability to maintain your current standard of living. That’s the smart way to use leverage.

How Does Kai-Zen® Work

Kai-Zen® is the only strategy that provides you the opportunity to add up to 3 times more money to fund a cash-accumulating life insurance policy. Your contribution and the policy provide the security needed to obtain the loan and your participation is easy. Simply create an account, estimate your short 5-year annual contribution amount, and let Kai-Zen® leverage do the rest.

Kai-Zen® was designed to minimize expenses and maximize your potential for accumulation. We then combined it with leverage to provide you the potential for 60-100% more:*

What Clients Are Saying